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Sunday 4 January 2015
Statewise Static GK - Pdf Download
Saturday 3 January 2015
List of Important Sports Stadiums in India
Important Sports Stadiums in India
- Barabati Stadium - Odisha
- Salt Lake Stadium - Kolkata, West Bengal
- Eden Gardens Stadium - Kolkata, West Bengal
- Jawaharlal Nehru Stadium - New Delhi
- DY Patil Stadium - Navi Mumbai
- Kaloor International Stadium - Kerala
- Raipur International Cricket Stadium - Raipur, Chhattisgarh
- M. Chinnaswamy Stadium - Bengaluru, Karnataka
- Sardar Patel Stadium - Gujarat
- Rajiv Gandhi International Cricket Stadium - Hyderabad
- Subrata Roy Sahara Stadium - Pune, Maharashtra
- Kalinga Stadium - Bhubneshwar, Odisha
- Major Dhyan Chand National Stadium - New Delhi
- Krishnagiri Stadium - Wayanad, Kerala
Friday 2 January 2015
CITY - RIVER - STATES
City - River - States
- Agra --Yamuna --Uttar Pradesh
- Ahmedabad --Sabarmati --Gujarat
- Allahabad --Ganges -- Uttar Pradesh
- Auraiya --Yamuna -- Uttar Pradesh
- Ayodhya --Saryu -- Uttar Pradesh
- Badrinath --Ganges -- Uttarakhand
- Bagalkot --Ghataprabha -- Karnataka
- Bangalore --Vrishabhavathi -- Karnataka
- Bhadravathi --Bhadra -- Karnataka
- Bharuch --Narmada -- Gujarat
- Chakeri --Ganges -- Uttar Pradesh
- Chennai --Adyar -- Tamil Nadu
- Coimbatore --Noyyal -- Tamil Nadu
- Cuttack --Mahanadi -- Odisha
- Daman --Daman Ganga -- Daman
- Dibrugarh --Brahmaputra -- Assam
- Erode --Kaveri -- Tamil Nadu
- Etawah --Yamuna -- Uttar Pradesh
- Farrukhabad --Ganges -- Uttar Pradesh
- Fatehgarh --Ganges -- Uttar Pradesh
- Ferozpur --Sutlej -- Punjab
- Gorakhpur --Rapti -- Uttar Pradesh
- Guwahati --Brahmaputra -- Assam
- Gwalior --Chambal -- Madhya Pradesh
- Hajipur --Ganges,Gandak -- Bihar
- Haridwar --Ganges -- Uttarkhand
- Honnavar --Sharavathi -- Karnataka
- Hospet --Tungabhadra -- Karnataka
- Hyderabad --Musi -- Telangana
- Jabalpur --Narmada -- Madhya Pradesh
- Jaunpur --Gomti -- Uttar Pradesh
- Kannauj --Ganges -- Uttar Pradesh
- Kanpur Cant --Ganges -- Uttar Pradesh
- Kanpur --Ganges -- Uttar Pradesh
- Karad --Krishna, -- Maharashtra
- Karjat --Ulhas -- Maharashtra
- Karwar --Kali -- Karnataka
- Kolkata --Hooghly -- West Bengal
- Kota --Chambal -- Rajasthan
- Lucknow --Gomti -- Uttar Pradesh
- Madurai --Vaigai -- Tamil Nadu
- Mahad --Savitri -- Maharashtra
- Malegaon --Girna River -- Maharashtra
- Mangalore --Netravati, -- Karnataka
- Mathura --Yamuna -- Uttar Pradesh
- Nanded --Godavari -- Maharashtra
- Nashik --Godavari -- Maharashtra
- Nellore --Pennar -- Andhra Pradesh
- New Delhi --Yamuna -- Delhi
- Nizamabad --Godavari -- Andhrapradesh
- Patna --Ganges -- Bihar
- Pune --Mula, -- Maharashtra
- Rajahmundry --Godavari -- Andhra Pradesh
- Rourkela --Brahmani -- Odisha
- Sambalpur --Mahanadi -- Odisha
- Sangli --Krishna -- Maharashtra
- Shimoga --Tunga River -- Karnataka
- Shuklaganj --Ganges -- Uttar Pradesh
- Srinagar --Jhelum --Jammu & Kashmir
- Surat --Tapti -- Gujarat
- Thiruchirapalli --Kaveri -- Tamil Nadu
- Tiruchirapalli --Kaveri -- Tamil Nadu
- Tirunelveli --Thamirabarani -- Tamil Nadu
- Ujjain --Shipra -- Madhya Pradesh
- Vadodara --Vishwamitri -- Gujarat
- Varanasi --Ganges -- Uttar Pradesh
- Vijayawada --Krishna -- Andhra Pradesh
Thursday 1 January 2015
Fathers of Various Important Subjects
Fathers of Important Subjects
- Father of Algebra: Diophantus
- Father of Architecture: Imhotep
- Father of Ayurveda: Charaka
- Father of Biology: Aristotle
- Father of Blood groups: Landsteiner
- Father of Botany: Theophrastus
- Father of C language: Dennis Ritchie
- Father of Economics: Adam Smith
- Father of Electricity: Benjamin Franklin
- Father of Electronics: Ray Tomlinson
- Father of Genetics: Gregor Johann Mendel
- Father of Geometry: Euclid
- Father of History: Herodotus
- Father of Homeopathy: Samuel Hahnemann
- Father of Internet: Vinton Cerf
- Father of Law: Cicero
- Father of Mathematics: Archimedes
- Father of Medicine: Hippocrates
- Father of Microbiology: Louis Pasteur
- Father of Modern Chemistry: Antoine Lavoisier
- Father of Nanotechnology: Richard Smalley
- Father of Periodic table: Dmitri Mendeleev
- Father of Physics: Albert Einstein
- Father of Robotics: Nikola Tesla
- Father of Robotics:;Al-Jazari
- Father of Search engine: Alan Emtage
- Father of Statistics: Ronald Fisher
- Father of Surgery (early): Sushruta
- Father of Taxonomy: Carolus Linnaeus
- Father of the American Constitution: James Madison
- Father of the Green Revolution in India: M.S Swaminathan
- Father of the Green Revolution: Norman Ernest Borlaug
- Father of the Indian Constitution: Dr. B.R. Ambedkar
- Father of Trigonometry: Hipparchus
- Father of Video game: Thomas T. Goldsmith, Jr.
- Father of World Wide Web: Tim Berners-Lee
- Father of Zoology: Aristotle
Thursday 24 July 2014
English - Idioms and Phrases
Hello Readers,
One of our ardent
readers, "Kirti Chandra" provided us with this magnificent
post about "Idioms & Phrases. So, here we are presenting you the same.
Thanks for the
hardwork Kirti :)
- Hobson’s Choice-
कोई विकल्प नहीं [no choices
accept one (accept or neglect)]
- Hue & Cry- शोर शराबा (noise)
- Get rid off- छुटकारा पाना (Get rid off )
- Talk of town- चर्चित चीज़े (spot light articles)
- A bad egg- ऐसा व्यक्ति जिसका विश्वास न किया जा सके
- Leep / jump in
the dark- अँधेरे में तीर चलाना
/ तुक्का मरना
- Leave in the
lurch- मुसीबत में साथ छोडना
- Egg someone in- बहुत ज्यादा सर पर चढ़ाना
- Put all the eggs
in one basket- सब
कुछ दाव पर लगाना
- Paint the town
red- शराब के साथ मौज करना
(enjoy
with alcohol)
- Go nuts- पागल हो जाना
- Go bananas- पागलों की तरह बर्ताव करना (behave like
crazy)
- See eye to eye- किसी के साथ सहमत हो जाना (to agree with
someone)
- Use sledgehammer
to crack a nut-
सुई की जगह तलवार उपयोग करना (unnecessary effort)
- Nine days wonder- चार दिन की चान्दनी
- Wonders never
cease- आज सूरज कहाँ से
निकला?
- By all- हर तरह से
- By any- किसी भी तरह से
- Burns the
fingers - अपने ही पैरो पर
कुल्हाड़ी मरना
- Cloak and dagger- रहस्यमय या संदिग्ध (for mysterious
or suspicious)
- Smell the rat- दाल में कुछ काला
- Something is
fishy- कुछ गड़बड़ हैं
- See through some
ones sleeves- किसी की चालाकी को
भांप लेना
- At daggers drawn- खून के प्यासे / कट्टर दुश्मन
- Snake in the
grass- आस्तीन का सांप (Hidden enemies)
- At 11th
floor- एक दम आखिरी समय (Last time)
- Cock and bull
story- मनगढ़ंत कहानी (excuses)
- Coin a story- झूठी कहानी
- A dark horse- छुपारुस्तम
- Pandora’s box- मुसीबतों का पहाढ़
- Mammon’s pot- कुबेर का खजाना
- Pay through
nose- किसी वस्तु के लिए बहुत
ज्यादा भुगतान करना
- Fish out of
water- बहुत ज्यादा तकलीफ
में
- Fish in troubled
water- मज़बूरी का फायदा
उठाना
- Put oil in
troubled water- किसी
के गुस्से को शांत करना (Control the anger)
- Fan the flame- आग को भड़का देना
- Turn the table- बजी पलट देना
- Turn the coat- दल बदलू (Change the side)
- Pick holes in
others coat- दूसरे के अन्दर
कमियां ढूँढना (Pick
fault of others)
- Cut your coat
according to the cloth-
जितनी चादर उतना ही पैर फैलाना
- Put spoke in
other’s wheel-
रूकावट डालना / आगे बढ़ने से रोकना
- Keep the powder
dry- किसी काम के लिए हर
समय तैयार रहना
- Fly in the soup- रंग में भंग / कबाब में हड्डी
- Fly in the
ointment- दूध में पड़ी मक्खी
- On cloud nine- बहुत खुश होना
- On 7th
heaven- सातवें असमान पर होना
/ बहुत खुश होना
- Once in a blue
moon- ईद का चाँद होना /
कभी कभी मिलना
- A wet blanket- मुसीबत / दुःख का कारन (cause of problem
/ sorrow)
- When bulls fight
crops suffer- गेहूँ में घुन पिसना
- From the frying
pan into the fire-
आसमान से गिरे खजूर पर अटके
- The pot calling
the kettle black-
उल्टा चोर कोतवाल को डांटे
- A bad workman
blames his tools-
नाच न जाने आंगन टेढ़ा
- Apple pie order- हर चीज़ व्यवस्थित रूप से
- At sixes and
sevens- अस्त व्यस्त / तितर
बितर
- Bone of
contention/ Apple of discord-
झगड़े की जड़
- The raining cats
and dogs- मूसलाधार बारिश
- Walk and chew
gum- एक साथ कई कम करना (become
multitasking at a point)
- Chips of the
same block- एक ही थाली के चट्टे
बट्टे
- Birds of a
feather flock together-
चोर चोर मौसेरे भाई
- Bite the hand
beat you- जिसमें खाना उसी में
छेद करना
- Cry over spilt
milk- अब पछताए होत क्या जब
चिड़िया चुग गई खेत
- Make hay while
the sun shines-
बहती गंगा में हाथ धुलना
- Telling your
grand to suck the eggs-
मेरी बिल्ली मुझसे ही म्याऊ
- A rolling Stone- एक जगह पर न टिके / धोबी का कुत्ता
Thanks Kirti :)
RBI Grade - B Exam - A brief of Capital Market
Financial Market-
Any
marketplace where buyers and sellers participate in the trade of assets such as
equities, bonds, currencies and derivatives. Financial markets are typically
defined by having transparent pricing, basic regulations on trading, costs and
fees and market forces determining the prices of securities that trade.
Money Market-
A segment of
the financial market in which financial instruments with high liquidity and for very short time are traded. The money
market is used by participants as a means for borrowing and lending in the
short term, from several days to just under a year. Money market securities
consist of negotiable certificates of deposit (CDs), Treasury bills, commercial
paper and repurchase agreements (repos).
Capital Market-
These are
the financial market for buying and selling of funds for long terms, these
consists of Shares, Debentures, equities etc,
Capital
market is regulated by- SEBI (Securities
and Exchange Board of India)
Lets
understand Capital Market instruments in deep :
Capital
Market consists of two main blocks, they are-
- Primary Market
- Secondary Market
Primary Market (New Issue Market)-
A market
that issues new securities on an exchange. Companies, governments and other
groups obtain financing through debt or equity based securities.
Secondary Market-
Secondary
market is basically a reselling market , Here the stocks that are already sold
in the primary market are resold mostly by the stockholders or companies to
gain more returns.
Mr. Bye Bye
(rival of Tata) decided to enter in the Retail industry for this he had 50
percent of funds with him, to raise the remaining amount he decided to take the
route of Primary market, He offered his company shares to public and this step
of offering the securities for the first time in the Capital market is called
as Initial Public Offering (IPO), He can raise the money by the following
means-
Bonds and
Debentures –
The common man which invested in the bond agreement of Mr.
Bye Bye’s company will receive a bond/Debt agreement , this will say that the
common man will get the same amount of money plus interests by Mr. Bye after
the specified time limit . The person subscribing the Bond instrument does not
have a ownership in the company. As a debenture holder, you provide unsecured
loan to the company. It carries a higher rate of interest as the company does
not give any collateral to you for your money. For this reason bond holders
receive a lower rate of interest but are more secure.
Shares/Equities-
Companies
usually divide their capital into small parts of equal value. This smallest
part is known as a share. Companies usually issue shares in the public to raise
capital. People who buy or are allotted shares are called shareholders. If a
person is subscribing the equities issued by Mr. Bye then he will get the same
amount of money that he subscribed plus he will get the additional amount that
will depand on the profit of the company, equity means you are a part of the
company and will get your due if the company earns a big amount of profit in
the financial year, but you are in a danger to loose if the company does not do
well, equities are more dangerous and high returns oriented than the bonds.
ACRONYMS CORNER-
SEBI-
Securities and Exchange Board of India
IPO- Initial
Public Offerings
Wednesday 2 July 2014
Banking Notes for RBI & SBI exams
Dear readers, here we are posting some notes on General Knowledge (Banking), which will be helpful in the upcoming RBI and SBI exams.
Quick Notes
Quick Notes
Ø
FII:
Foreign Institutional Investment
- The term is used most commonly in India to refer to outside companies
investing in the financial markets of India. International institutional
investors must register with the Securities and Exchange Board of India to
participate in the market.
Ø
FDI:
Foreign Direct Investment - It is
a direct investment into production or business in a country by an individual
or company of another country, either by buying a company in the target country
or by expanding operations of an existing business in that country.
Ø
MSF:
Marginal Standing Facility - Under this scheme, banks will be able to
borrow upto 1% of their respective net demand and time liabilities. The rate of
interest on the amount accessed from this facility will be 100 basis points
(i.e. 1%) above the repo rate. This scheme is likely to reduce volatility in
the overnight rates and improve monetary transmission.
Ø
FIU:
Financial Intelligence Unit set by the Government of India on 18
November 2004 as the central national agency responsible for receiving, processing,
analysing and disseminating information relating to suspect financial
transactions.
Ø
SEBI:
Securities and Exchange Board of India - SEBI is the primary governing/regulatory body
for the securities market in India. All transactions in the securities market
in India are governed and regulated by SEBI. Its main functions are:
1. New issues (Initial Public Offering or IPO)
2. Listing agreement of companies with stock exchanges
3. Trading mechanisms
4. Investor protection
5. Corporate disclosure by listed companies etc.
Note: SEBI is also known as capital regulator or
mutual funds regulator or market regulator. SEBI also created investors
protection fund and SEBI is the only organization which regulates the credit
rating agencies in India. (CRISIL and CIBIL).
Ø
IRDA:
Insurance Regulatory and Development Authority - It is an autonomous apex statutory body
which regulates and develops the insurance industry in India.
Ø
FINANCIAL
REGULATORS IN INDIA - RBI, SEBI, FMCI (Forward Market Commission of
India), IRDA etc.
Ø
ASBA: Application Supported by Blocked Amount - It
is a process developed by the SEBI for applying to IPO. In ASBA, an IPO
applicant’s account doesn’t get debited until shares are allotted to him.
Ø
DEPB
Scheme: Duty Entitlement Pass Book - It is a scheme which is offered by
the Indian government to encourage exports from the country. DEPB means Duty
Entitlement Pass Book to neutralise the incidence of basic and special customs
duty on import content of export product.
Ø
LLP:
Limited Liability Partnership, is a partnership in which some or all
partners (depending on the jurisdiction) have limited liability.
Ø
Balance
sheet: A financial statement
that summarises a company’s assets, liabilities and shareholders’ equity at a
specific point in time.
Ø
TAN:
Tax Account Number, is a unique 10-digit alphanumeric code allotted by
the Income Tax Department to all those persons who are required to deduct tax
at the source of income.
Ø
PAN:
Permanent Account Number, as per section 139A of the Act obtaining PAN is
a must for the following persons:-
1. Any person whose total income or the total income of any
other person in respect of which he is assessable under the Act exceeds the
maximum amount which is not chargeable to tax.
2. Any person who is carrying on any business or profession
whose total sales, turnover or gross receipts are or are likely to exceed Rs. 5
lakh in any previous year.
3. Any person who is required to furnish a return of income
under section 139(4) of the Act.
Ø
JLG:
Joint Liability Group, when two or more persons are both responsible
for a debt, claim or judgment.
Ø
IRR:
Internal Rate of Return, is a rate of return used in capital budgeting
to measure and compare the profitability of investments.
Ø
MICR:
Magnetic Ink Character Recognition - A 9-digit code which actually shows whether
the cheque is real or fake.
Ø
UTR
Number: Unique Transaction Reference number - A unique number which is generated for
every transaction in RTGS system. UTR is a 16-digit alphanumeric code. The
first 4 digits are a bank code in alphabets, the 5th one is the message code,
the 6th and 7th mention the year, the 8th to 10th mentions the date and the
last 6 digits mention the day’s serial number of the message.
Ø
RRBs:
Regional Rural Banks - As its
name signifies, RRBs are specially meant for rural areas, capital share being
50% by the central government, 15% by the state government and 35% by the
scheduled bank.
Ø
MFI:
Micro Finance Institutions
- Micro Finance means providing
credit/loan (micro credit) to the weaker sections of the society. A
microfinance institution (MFI) is an organisation that provides financial
services to the poor.
Ø
PRIME
LENDING RATE: PLR is the rate at which commercial banks give loans to
its prime customers (most creditworthy customers).
Ø
BASE
RATE: A minimum rate that a bank is allowed to charge from the
customer. Base rate differs from bank to bank. It is actually a minimum rate
below which the bank cannot give loan to any customer. Earlier base rate was
known as BPLR (Base Prime Lending Rate).
Ø
EMI:
Equated Monthly Installment - It
is nothing but a repayment of the loan taken. A loan could be a home loan, car
loan or personal loan. The monthly payment is in the form of post dated cheques
drawn in favour of the lender. EMI is directly proportional to the loan taken
and inversely proportional to time period. That is, if the loan amount
increases the EMI amount also increases and if the time period increases the
EMI amount decreases.
Ø
Basis
points (bps): A basis point is a unit equal to 1/100th of a percentage
point. i.e. 1 bps = 0.01%. Basis points are often used to measure changes in or
differences between yields on fixed income securities, since these often change
by very small amounts.
Ø
Liquidity:
It refers to how quickly and cheaply an asset can be converted into cash. Money
(in the form of cash) is the most liquid asset.
Ø
P-NOTES:
“P” means participatory notes.
These are the instruments issued by registered foreign institutional
investors (FII) to overseas investors, who wish to invest in the Indian stock
markets without registering themselves with the market regulator, the
Securities and Exchange Board of India - SEBI.
Ø
Certificate
of Deposit (CD) is a negotiable money market instrument and issued in
dematerialised form for funds deposited at a bank or other eligible financial
institution for a specified time period.
Ø
Commercial
Paper (CP) is an unsecured money market instrument issued in the form
of a promissory note. It was introduced in India in 1990. Corporates and the
All-India Financial Institutions are eligible to issue CP.
Ø
REER:
Real Effective Exchange Rate.
Ø
NEER:
Nominal Effective Exchange Rate.
Ø
LIBOR:
London Inter Bank Offer Rate.
Ø
MIBOR:
Mumbai Inter Bank Offer Rate.
Ø
EFT –
Electronic Fund Transfer
Ø
NEFT –
National Electronic Funds Transfer
Ø
RTGS – Real Time Gross Settlement
Ø
ATM
– Automated Teller Machine
Ø
CBS –
Core Banking Solution
Ø
CORE in
CBS stands for “Centralized
Online Real-time Exchange.”
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