RBI Grade - B Exam - A brief of Capital Market

Financial Market-

Any marketplace where buyers and sellers participate in the trade of assets such as equities, bonds, currencies and derivatives. Financial markets are typically defined by having transparent pricing, basic regulations on trading, costs and fees and market forces determining the prices of securities that trade.

Money Market-

A segment of the financial market in which financial instruments with high liquidity and for very short time are traded. The money market is used by participants as a means for borrowing and lending in the short term, from several days to just under a year. Money market securities consist of negotiable certificates of deposit (CDs), Treasury bills, commercial paper and repurchase agreements (repos).

Capital Market-

These are the financial market for buying and selling of funds for long terms, these consists of Shares, Debentures, equities etc,

Capital market is regulated by- SEBI (Securities and Exchange Board of India)

Lets understand Capital Market instruments in deep :

Capital Market consists of two main blocks, they are-

• Primary Market
• Secondary Market

Primary Market (New Issue Market)-

A market that issues new securities on an exchange. Companies, governments and other groups obtain financing through debt or equity based securities.

Secondary Market-

Secondary market is basically a reselling market , Here the stocks that are already sold in the primary market are resold mostly by the stockholders or companies to gain more returns.

Mr. Bye Bye (rival of Tata) decided to enter in the Retail industry for this he had 50 percent of funds with him, to raise the remaining amount he decided to take the route of Primary market, He offered his company shares to public and this step of offering the securities for the first time in the Capital market is called as Initial Public Offering (IPO), He can raise the money by the following means-

Bonds and Debentures –

The common man which invested in the bond agreement of Mr. Bye Bye’s company will receive a bond/Debt agreement , this will say that the common man will get the same amount of money plus interests by Mr. Bye after the specified time limit . The person subscribing the Bond instrument does not have a ownership in the company. As a debenture holder, you provide unsecured loan to the company. It carries a higher rate of interest as the company does not give any collateral to you for your money. For this reason bond holders receive a lower rate of interest but are more secure.

Shares/Equities-

Companies usually divide their capital into small parts of equal value. This smallest part is known as a share. Companies usually issue shares in the public to raise capital. People who buy or are allotted shares are called shareholders. If a person is subscribing the equities issued by Mr. Bye then he will get the same amount of money that he subscribed plus he will get the additional amount that will depand on the profit of the company, equity means you are a part of the company and will get your due if the company earns a big amount of profit in the financial year, but you are in a danger to loose if the company does not do well, equities are more dangerous and high returns oriented than the bonds.

ACRONYMS CORNER-

SEBI- Securities and Exchange Board of India

IPO- Initial Public Offerings

00:38 - By Unknown 0

Banking Notes for RBI & SBI exams

Dear readers, here we are posting some notes on General Knowledge (Banking), which will be helpful in the upcoming RBI and SBI exams.

                                    Quick Notes

Ø  FII: Foreign Institutional Investment  - The term is used most commonly in India to refer to outside companies investing in the financial markets of India. International institutional investors must register with the Securities and Exchange Board of India to participate in the market.

Ø  FDI: Foreign Direct Investment  - It is a direct investment into production or business in a country by an individual or company of another country, either by buying a company in the target country or by expanding operations of an existing business in that country.

Ø  MSF: Marginal Standing Facility - Under this scheme, banks will be able to borrow upto 1% of their respective net demand and time liabilities. The rate of interest on the amount accessed from this facility will be 100 basis points (i.e. 1%) above the repo rate. This scheme is likely to reduce volatility in the overnight rates and improve monetary transmission.

Ø  FIU: Financial Intelligence Unit set by the Government of India on 18 November 2004 as the central national agency responsible for receiving, processing, analysing and disseminating information relating to suspect financial transactions.

Ø  SEBI: Securities and Exchange Board of India -  SEBI is the primary governing/regulatory body for the securities market in India. All transactions in the securities market in India are governed and regulated by SEBI. Its main functions are:

1. New issues (Initial Public Offering or IPO)

2. Listing agreement of companies with stock exchanges

3. Trading mechanisms

4. Investor protection

5. Corporate disclosure by listed companies etc.

Note:  SEBI is also known as capital regulator or mutual funds regulator or market regulator. SEBI also created investors protection fund and SEBI is the only organization which regulates the credit rating agencies in India. (CRISIL and CIBIL).

Ø  IRDA: Insurance Regulatory and Development Authority  - It is an autonomous apex statutory body which regulates and develops the insurance industry in India.

Ø  FINANCIAL REGULATORS IN INDIA - RBI, SEBI, FMCI (Forward Market Commission of India), IRDA etc.

Ø  ASBA:  Application Supported by Blocked Amount  -  It is a process developed by the SEBI for applying to IPO. In ASBA, an IPO applicant’s account doesn’t get debited until shares are allotted to him.

Ø  DEPB Scheme: Duty Entitlement Pass Book - It is a scheme which is offered by the Indian government to encourage exports from the country. DEPB means Duty Entitlement Pass Book to neutralise the incidence of basic and special customs duty on import content of export product.

Ø  LLP: Limited Liability Partnership, is a partnership in which some or all partners (depending on the jurisdiction) have limited liability.

Ø  Balance sheet:  A financial statement that summarises a company’s assets, liabilities and shareholders’ equity at a specific point in time.

Ø  TAN: Tax Account Number, is a unique 10-digit alphanumeric code allotted by the Income Tax Department to all those persons who are required to deduct tax at the source of income.

Ø  PAN: Permanent Account Number, as per section 139A of the Act obtaining PAN is a must for the following persons:-

1. Any person whose total income or the total income of any other person in respect of which he is assessable under the Act exceeds the maximum amount which is not chargeable to tax.

2. Any person who is carrying on any business or profession whose total sales, turnover or gross receipts are or are likely to exceed Rs. 5 lakh in any previous year.

3. Any person who is required to furnish a return of income under section 139(4) of the Act.

Ø  JLG: Joint Liability Group, when two or more persons are both responsible for a debt, claim or judgment.

Ø  IRR: Internal Rate of Return, is a rate of return used in capital budgeting to measure and compare the profitability of investments.

Ø  MICR: Magnetic Ink Character Recognition  - A 9-digit code which actually shows whether the cheque is real or fake.

Ø  UTR Number: Unique Transaction Reference number  - A unique number which is generated for every transaction in RTGS system. UTR is a 16-digit alphanumeric code. The first 4 digits are a bank code in alphabets, the 5th one is the message code, the 6th and 7th mention the year, the 8th to 10th mentions the date and the last 6 digits mention the day’s serial number of the message.

Ø  RRBs: Regional Rural Banks  - As its name signifies, RRBs are specially meant for rural areas, capital share being 50% by the central government, 15% by the state government and 35% by the scheduled bank.

Ø  MFI: Micro Finance Institutions  -  Micro Finance means providing credit/loan (micro credit) to the weaker sections of the society. A microfinance institution (MFI) is an organisation that provides financial services to the poor.

Ø  PRIME LENDING RATE: PLR is the rate at which commercial banks give loans to its prime customers (most creditworthy customers).

Ø  BASE RATE: A minimum rate that a bank is allowed to charge from the customer. Base rate differs from bank to bank. It is actually a minimum rate below which the bank cannot give loan to any customer. Earlier base rate was known as BPLR (Base Prime Lending Rate).

Ø  EMI: Equated Monthly Installment  - It is nothing but a repayment of the loan taken. A loan could be a home loan, car loan or personal loan. The monthly payment is in the form of post dated cheques drawn in favour of the lender. EMI is directly proportional to the loan taken and inversely proportional to time period. That is, if the loan amount increases the EMI amount also increases and if the time period increases the EMI amount decreases.

Ø  Basis points (bps): A basis point is a unit equal to 1/100th of a percentage point. i.e. 1 bps = 0.01%. Basis points are often used to measure changes in or differences between yields on fixed income securities, since these often change by very small amounts.

Ø  Liquidity: It refers to how quickly and cheaply an asset can be converted into cash. Money (in the form of cash) is the most liquid asset.

Ø  P-NOTES: “P” means participatory notes.  These are the instruments issued by registered foreign institutional investors (FII) to overseas investors, who wish to invest in the Indian stock markets without registering themselves with the market regulator, the Securities and Exchange Board of India - SEBI.

Ø  Certificate of Deposit (CD) is a negotiable money market instrument and issued in dematerialised form for funds deposited at a bank or other eligible financial institution for a specified time period.

Ø  Commercial Paper (CP) is an unsecured money market instrument issued in the form of a promissory note. It was introduced in India in 1990. Corporates and the All-India Financial Institutions are eligible to issue CP.

Ø  REER: Real Effective Exchange Rate.

Ø  NEER: Nominal Effective Exchange Rate.

Ø  LIBOR: London Inter Bank Offer Rate.

Ø  MIBOR: Mumbai Inter Bank Offer Rate.

Ø  EFT – Electronic Fund Transfer

Ø  NEFT  –  National Electronic Funds Transfer

Ø  RTGS  – Real Time Gross Settlement

Ø  ATM – Automated Teller Machine

Ø  CBS – Core Banking Solution

Ø  CORE in CBS stands for “Centralized Online Real-time Exchange.”

03:03 - By Unknown 0

All about Fiscal Deficit

Definition of 'Fiscal Deficit: When a government's total expenditures exceed the revenue that it generates (excluding money from borrowings).

Now let us understand what Revenues and expenditures are :

Every family needs to plan their budget so that they don’t go in to the deficit trap. In ideal conditions revenues should always exceed the expenditures.

How revenues are generated:

Tax Revenues: These are those revenues that are generated through the taxes levied on public such as Income Tax, Corporate Tax, Wealth Tax, Fringe benefit taxes (these all are direct taxes i.e. levied on the individual directly), there are some other taxes which in turn are sources of govt. revenues such as, VAT, custom duty, excise duty, service tax (these are types of indirect taxes).

Grants and aids: India enjoys a special love of nature resulting in floods, droughts, lovely Tsunamis (lol), cyclones etc etc etc… So India gets different Grants and Aids from the World banks, ADBs, big boy US, or anybody who wishes to help.

Fines and Penalties: remember that traffic walle bhaiya, sometimes he refuses your chai paani k lie lelo help, All those times the income goes in to govt’s pockets.

Expenditures:

As India is a developing country here Ameer is more Ameer and Gareeb is more Gareeb concepts follow so Govt. has to spend on the different Rajiv Gandhis, Mahatma Gandhis and Pradhan mantris scheme(MNERGA,JNNURAM,PDS schemes etc..).

India is lucky with some peaceful neighbors in the vicinity so India has to spend a chunk of revenues for Defense (Unplanned expenditure).

FRBM Act(Fiscal Responsibility and Budget Management act):

As per the target, revenue deficit, which is revenue expenditure minus revenue receipts, have to be reduced to nil in five years beginning 2004-05. Each year, the government is required to reduce the revenue deficit by 0.5% of the GDP.

How Fiscal Deficit is harmful-

Debt Trap-Fiscal deficit is a type of Debt trap, It creates a deficit which can be filled by extra borrowings or increased taxes creating burden on economy or extra debt

Inflation- The money released by the govt. for different schemes never reaches to the needy and is transferred to the pockets of middlemen who can now buy a new merc or chunks of gold which leads to inflation.

Black money- Now the money that is with the bribe masters cannot be in India because of Income tax officials’ fear so they are transferred to Tax heavens i.e. so called Swiss Banks, this create a shortfall of Taxes in India creating a poor Tax collection.

How Fiscal Deficit is not harmful-

Fiscal deficit occurs when govt. spends more in the fiscal year as compared to the revenues generated in the period, If all that Yojanas mentioned earlier turnout to be a success will create more employment, better health of the people, better infrastructure and will eventually leads to a prosperous economy, that will help to curb the Financial Deficit in the coming years.

11:59 - By Unknown 0

Last Minute Tips for SBI PO 2014 : Part II

SBI PO 2014 exam is starting from tomorrow and the time has come when you will face the exam for which you have worked hard day and night for last so many months. One of our ardent reader Priya shares with us last minute tips for the prestigious SBI PO exam starting from tomorrow. Read on...

Hi, I am Priya, ardent commentators of BankersAdda know me as Priya_Princess. These were few tips that helped me to become Canara Bank PO and escape stupid marriage proposals.  I gave them in a comical way to help you relax from exam tension. Hope you like them.

• Pray and start – No one has the problems which you have. Say all those problems to God, wail like a little child or take a paper and write your list of problems in it. Doing this will clear your mind from any thoughts.  After that start practicing.

• Never look for last year cutoffs  –  SBI PO 2013 cutoff was 128. The previous exam had 87 as cutoff. The one who relied on that cutoff and attempted only 90 questions failed miserably.  The only good thing that happened for me while searching for last year’s cutoff was finding a great blog called BANKERS ADDA.

• Follow one way  - Before visiting BA, all I know about capsules is that they are medicines. But they are the best medicines to cure the fear of GA section. I have seen many readers ask whether this capsule is enough or not. My advice is to follow only one way/technique/method. If you read 2 or more books for the same topic, you get confused and this is where boredom creeps in. BA’s GK capsule is more than enough. Even if you get a question out of that, the world will not end.

• Play defense – Sachin Tendulkar is the greatest player who hit many centuries and posed many questions in GA section. But, did he play every ball he faced? No, in fact no batsman ever did that, not even in gully cricket. So, you can also leave some questions. There’s no problem in that. But don’t leave too many questions because there’s certainly problem in that. 

• Your pen is a magic wand – All of us have this habit. Before an exam, we buy a new pen and put it near God. Don’t do that for competitive exams. Take the pen with which you practiced. An ice skater never buys new skates ahead of a competition. They take the skates in which they practiced. You won’t believe this. Try writing a paragraph for 100 times continuously. In the 101st time, if you are stuck at any word, your pen automatically writes that word because that’s the practice you’ve given for your pen. Of course, it wouldn’t write the next word on its own. 

• Count your breaths – Keep calm, stay composed, have fun is something everyone will say to ease tension.  But no will say how. How will you keep calm if your neighbor’s son says, “Bye mummy, papa. I am going to the office.”? And your father looks at you asking, “When will you say that to me?”? How will you stay composed if your so called Sheela aunty flaunts a new sari every other weekend before your mom and says, “My son got his first salary and bought this sari for me.”? How are you going to have fun when you have your exam on 14th morning while all your friends have it on 28th or even 5th July? By counting your breaths. Each time you inhale and exhale, count them. In that way, your focus shifts towards counting rather than the nonsense around you.

• Don’t love the topics – In my coaching centre, everyone failed at seating arrangement. But, I used to solve them in the matter of seconds. Everyone used to say, “Offo! The expert is here.” So, I fell in love with seating arrangement. I used to attempt it first in reasoning. No wonder, it’s called love at FIRST sight. But, it broke my heart in SBI PO, SBI Associates PO and IBPS PO. Even a bucket of Baskin and Robbins couldn’t help with my heartbreak. Sad, but true.

• Less ‘Marked for review’ and more ‘Answered’ – Don’t play with the review option, it will be converted into answer if you don’t review it at the end.

• Make a fool of yourself – Remember that fat guy from Hangover movie. He talks within himself at the casino doing calculations mentally. Do exactly that in the exam and consume less paper. 

• Don’t get frustrated during the exam – Go with least expectations. Don’t keep targets like attempting 150 questions or so. You have nothing to gain or nothing to lose.

Wish you all the best. I have been through the phase you all are going through, so, I can understand how it feels one day before the exam (those goosebumps in the stomach... the fear of uncertainty). But, I am sure, you will also sail through like me. Do share your exam experience here will all other candidates, it will help you relieve after exam tension. All the best!

08:33 - By Unknown 0

GK + Computer + Marketing Questions for SBI PO Exam

Dear readers, here we are providing GK + Computer + Marketing questions which is important for upcoming SBI PO exam. 

1.    Which among the following is true related to Revenue Deficit?

(1) It is the difference between total revenue and total expenditure of the government 

(2) It is the difference between total expenditure and total revenue of the government 

(3) It is the difference between total revenue collected and total revenue expenditure

(4)  It is the difference between the government’s expenditure and its gross revenue, that is not inclusive of interest payments on debts.

(5) None of the above

2.    Which of the following statement on debit cards and credit cards services is/are correct?

(A) Debit card is secured product while credit card is an unsecured product

(B) Banks charge Merchant Discount Rate (MDR) from the customer for debit

(C) A higher Merchant Discount Rate (MDR) will discourage merchants from accepting payment by debit cards

(1) Only A                         (2) Only A & B
(3) Only B & C                  (4) Only A & C

(5) None of these

3.    Who among the following is the Chairman of Financial Planning Standards Board of India (FPSB)?

(1) VK Menon                   (2) Sk Oberoi

(3)  BN Srikrishna              (4) RK Singh

(5) None of these

4.    Recently “Ship of Theseus' named the best film in National Film Awards. Who among the following is the director of the film?

(1) Saurabh Shukla                                               (2) Anand Gandhi

(3)  Aida El-Kashef                                               (4)  Hansal Mehta

(5) None of the above

5.    Recently Book “Crusader or Conspirator? Coalgate and other Truths” is in news. Who among the following is the author of the book?

(1) Sanjay Baru                                         (2) Rajiv Pillai

(4) PC Parekh                                           (4) Yashwant Sinha

(5) Pullock Chatterjee

6.    The European Commission announced 11 billion Euro packages of loans and grants to which among the following countries?

(1) Spain                           (2) Syria

(3) Ukraine                        (4) Egypt

(5) None of these

7.    According to RBI Guidelines, what fractions of the branches are mandatory to opened in rural areas by newly licensed banks?

(1) 15                                                         (2) 25

(3) 35                                                         (4) 45

(5) None of these

8.    Examine the following with respect to Exchange Earner’s Foreign Currency Account (EEFC):

(A) It is a facility provided to the foreign exchange earner (individual or company)

(B) The account holders are entitled to get only 50 percent of their foreign exchange earnings  credited to the account

(C) It can be held only in the form of a current with no interest payable ion it

Which of the above statements is/are correct?

(1) All the above                            (2) Only A

(3) Only B                                     (4) Only A & C
(5) Only B & C

9.    What is the term used for the debt instrument, secured by the collateral of an immovable property, in which the borrower is obliged to pay back the debt on terms agreed upon?

1) Lien                              2) Assignment

3) Mortgage                     4) Hypothecation

5) Pledge 

                

10.  The Pulitzer Price for Fiction -2014 has been awarded to Donna Tratt, for her novel ___?

(1) The Son                                   (2) The Woman Who Lost Her Soul

(3) The Gold Finch                        (4) The Secret History

(5) None of these

11.  The Reserve Bank of India (RBI) has announced to release the REER based on the Consumer Price Index (CPI) only from the financial year that began on 1 Apr. Expand the term REER.

1) Real External Exchange Rate 

2) Real Established Exchange Rate

3) Real Effective Exchange Rate           

4) Real Effective Exchange Ratio

5) None of the above

     

12.  Many Times we read in the newspaper that: “There is a lot of dollar demand due to import of oil, gold and defence equipment. The Euro is also volatile due to persisting concern in the Eurozone: Which among the following is the correct conclusion derived from the above information:

(1) These factors will keep the rupee weak against the dollar

(2) These factors will keep the dollar weak against the rupee

(3) These factors will reduce the supply of euro

(4) The RBI would print more money

(5) None of these

13.  If RBI wants to limit the capital outflows and control currency depreciation, which of the following would be the most viable action?
(1) Increase interest rates            

(2) Decrease interest rates
(3) Purchase government bonds   

(4) Decrease statutory liquidity ratio

(5) None of these

14.  As per newspaper reports, India's trade gap has been showing a negative growth for the last few months. "Trade Gap" means what?

1) Gap between total GDP and total consumption

2) Gap between total imports and total exports

3) Gap between available liquidity and expected demand in next five months

4) Gap between budgeted revenue collection and actual collection of the same

5) None of these

15.  What is understood by Fiduciary Issue of currency? 
(1) The issue of currency notes without keeping gold or silver as deposit
(2) The issue of currency notes keeping gold or silver as deposit
(3) The issue of currency notes with partial gold or silver deposits
(4) The issue of currency notes with comparative gold or silver deposits
(5) None of these

16.  Often, we read in newspapers that the RBI has changed the Repo rate and the Reverse Repo rate by a few basis points. What is a basis point?
(1) Ten % of one hundredth point   

(2) One hundredth of 1%
(3) One tenth of 1%                      

(4) Ten % of 100

(5) None of the above

17.  Once a budget has been presented in the parliament, the government has to get all money bills related to the union budget passed within ____?

(1) 30 days                        (2) 60 days

(3) 75 days                        (4) 90 days

(5) None of these

18.  In the context of the computer system, what is the term used for the process when more power hungry components such as monitor and hard device, are put in idle state?

(1) Standby                      

(2) Power down   

(3) Hibernation                 

(4) Hang               

(5) None of these

19.  Which type of memory are the hard drives that are used in computer systems?

(1) Volatile                        

(2) Non-Volatile    

(3) Non-Permanent                      

(4) Temporary

(5)  None of these

20.  Name the portion of the CPU that coordinates of Software and hardware that facilitates the sharing of information between computing devices?

(1) Peripheral       

(2) Expansion board        

(3) Network

(4) Device Manager         

(5) None of these

21.  Which of the following statements is true?

(1) Accessing data from RAM is slower than accessing data from Virtual memory

(2) While using Virtual memory, the operating system builds a file called the RAM file

(3) When a computer is memory-bound, adding more RAM will not solve the problem

(4) Virtual memory is the space on the hard drive where the operating system begins to store data when it becomes memory bound

(5) None of these

22.  Which of the following terms is not associated with spreadsheet software?

(1) Worksheet      

(2) Cell                 

(3) Virus Detection

(4) Formula          

(5) All the above are associated with spreadsheet software

23.  What is the term used for the flaw that appears in a proggrame and causes it to produce incorrect or inappropriate results?

(1) BUG               

(2) Attribute          

(3) Unit Problem

(4) Module            

(5) None of these

24.  The set of key boards, symbols and a system of rules for constructing statements through which humans can communicate the instructions to be executed by a computer is called a(n):

(1) syntax             

(2) an assembler  

(3) a programming language

(4) a computer programme

(5) None of these

25.  The process of restarting a computer that is already turned on ‘via the operating system’ refers to which of the following?

(1) Cold boot        

(2) Warm boot

(3) Shutdown       

(4) Log off

(5) None of these

26.  What is the expanded form of PCB as used in computer terminology?

(1) Prime Circuit Board

(2) Primary Connection Board

(3) Prime Crime Bus

(4) Printed Circuit Board

(5) None of these

27.  Which of the following is an example of expansion board?

(1) LAN Cards      

(2) Adapters

(3) Network Interface Card

(4) All the above

(5) None of these

28.  Which of the following stores data or information temporarily and passes it on as directed by the control unit?

(1) Virtual memory                       

(2) Register

(3) RAM                           

(4)Auxiliary Memory

(5) None of these

29.  In case you plan to promote a customer, who amongst the following is a customer as defined by a bank?

(1) A person who is regularly getting bank drafts issued

(2) A person regularly maintaining a loan/ deposit account

(3) A person regularly visiting a bank branch

(4) A person regularly getting bank drafts en cashed

(5) None of these

30.  What is the meaning of MIS for an economic organization like a bank?

(1) Management of Information of Sales

(2) Middle Income Scheme

(3) Marketing Information System

(4) Management Information System

(5) None of these

31.  All of the following factors can affect the attractiveness of a market segment EXCEPT?
(1) the presence of many strong and aggressive competitors
(2) the likelihood of government monitoring
(3) actual or potential substitute products
(4) the power of buyers in the segment

(5) None of these

32.  In terms of marketing, attitude can be best defined as which of the following?

(1) Ego of marketing executive

(2) Rude behavior of consumer

(3) Rude behavior of salesperson

(4) Mental state of consumer

(5) None of these

33.  Encryption and decryption are the functions of which of the following layers?

(1) Presentation Layer

(2) Transport Layer

(3) Session Layer

(4) All the above

(5) None of these

34.  Which of the following types of table constraints will prevent the entry of duplicate rows?

(1) Primary Key

(2) Unique Key

(3) Null Key

(4) Foreign Key

(5) None of these

35.  What is the term used for sharing of a medium and its path by two or more devices?

(1) Modulation                  

(2) Multiplexing

(3) Encrypting                  

(4) Line Discipline

(5) None of these

36.  ACE is a firm which provides door to door delivery for Godrej and Videocon products. This firm is an example of:

(1) First Party delivery     

(2) third party delivery

(3) multi channel delivery

(4) diversified marketing

(5) None of these

37.  What is the term used for a person who ultimately determines any part or whole of the buying decision?

(1) Buyer              

(2) Influencer       

(3) Decider

(4) User                

(5) None of these

38.  Which of the following is correct with respect to Application Software?

(1) it is used to control operating software

(2) it is used to help programmers

(3) It performs specific tasks for the computer users

(4) All the above

(5) None of these

39.  What do we call the HTML codes written in a text editor to make web pages?

(1) Source code                (2) HTML tags

(3) Source elements         (4) Roots

(5) None of these

40.  Which of the following is not a DBMS software?

(1) dBASE                        

(2) SyBASE

(3) FOXPRO                                

(4) ORACLE

(5) Database 2000

21:43 - By Unknown 0