Banks in India offers great and challenging career opportunities for aspiring educated youth of India. Since India is an emerging economy in the world, there is great scope for economic growth prosperity in the country. Economic growth means better agricultural development, greater industrial growth accelerating growth and development of service sectors, financial institutions, especially banks are the growth providing financial help and support to the development of the economy. So banks are going to play a greater and more significant role in the accelerating growth of our economy.
Indian banks are very ambitions. They have long term goals and vision.
All are planning to growth in vigorous and vital manners. All of them
are for an expansion spree, opening more and more branches inside the
country and overseas.
Banks need a lot of capable, smart and efficient employee to the
expectation and aspiration of various banks. Broadly speaking the
opportunities can be classified into two.
1.Operational Staff
The largest numbers of vacancies belong to Operational Staff. They
include clerks,Cashiers, accountants , marketing staff etc.
Qualification:
Generally graduation is the basic qualification for operational staff.
Certain banks insist mark resistration.SBI and its associate banks
prescribe +2 as the basic qualification for clerk post. Age 18-26
(generally).
2.Supervisory staff
Supervisors are offices level jobs in a bank. They are
probationary officers , junior managers, accounts officers,
agricultural officers , legal officers etc.
Qualification:
Graduation certain banks insist mark restrictions specialized
qualification are needed for agriculture officers( Bsc Agriculture/Forestry/Social Forestry etc),Legal officers(LLB).Age 22-30(generally).
Mode of selection
Recruitment for bank jobs are based on written exam followed by interview .Some banks insist group discussion before interview.
20 Nationalized Banks in India have themselves
formed a forum for common recruitment of Bank Clerks and Bank POs and
other Specialized Officers.
For Bank Clerk, every year there will be four examinations. The
candidates who qualify the written examination will be put in a live
Rank List for one & half years. And whenever vacancies are noticed
in any one of these 20 banks the successful candidate in the Rank List
can attend the interview and win the job. As the candidates in the Rank
List get selected, the new successful candidate from the next exam will
be placed in the Rank List. So that whenever there is a vacancy in any
one of the 20 banks, they can easily fill it from the live Rank List
For the selection of Bank P.O, two examinations will be held in every year.
The common all India examination will be announces for both Bank Clerk
and bank PO. in the beginning of 2011.
SBI and SBI Associates banks are not part of these 20 banks. As such
their recruitment process will continue as usual. i.e., one Bank Clerk
and Bank PO exam each for SBI & SBI Associate Banks.
Apart from these, Scheduled Banks such as Federal Bank, South Indian
Banks etc will continue will their separate exams.
Apart from all these RBI and NABARD will be conducting separate exams
for recruitment in their organizations.
The ambitious candidates have plenty of opportunity to get their dream
jobs in banks as Bank Clerk and Bank offices. The only thing is that
they must develop their skill and speed through intensive training
program.
BANKING AS CAREER
Banking as a
career provides a great challenge, it helps to develop analytical skills
useful in a company's strategies. It is one of the fastest rising
sector which every individual wants to opt. It is not only meant for
commerce or economics students but for all graduates with any
educational background.
Probationary Officer:
- The POs have a one or two years probation period during which they are given exposure to various important functions of the bank such as Loans & Advances, Foreign exchange, Credit Rating, Treasury, Risk Management, IT, Marketing etc.
- The PO will report to their senior officer who will closely supervise and evaluate the performance for the certain time period.
- It is extremely important to be in good performance during probation period as banks have right to terminate the employee if they feel one doesn't fit for the position.
Assistant Managers
- Multinational banks recruit fresh management graduates as Management Trainees and appoint them as Assistant Managers on confirmation.
- The area of work may depend on the area of specialisation in MBA and can be corporate banking, merchant banking, forex management and retail banking etc.
- Generally fresh Management graduates from leading B-Schools are considered for this position.
Clerks
- The job of a clerk, in banking sector, is to deal with public, maintain the records of accounts for customers and banks, foreign exchange, in house/ intra branch transfer accounts etc.
- With the introduction of Information Technology, the traditional working patterns have been replaced by IT networking and these clerks are required to be skilled in computer.
- For this position, the candidate must have passed Xth with 60 per cent; 10+2 with 50 per cent and Graduates of any discipline in the age group of 18-26 years are eligible to appear in the Competitive Written Examination, followed by an Interview.
Career in public sector banks
Banks are
considered the backbone of Indian economy. Since India is in the
threshold of developed nation banking sector has a crucial role to play
for the growth of the country. Indian Banking system is very strong. In
the global financial turmoil that happened sometime ago, our country was
least affected because of soundness of Indian Banking and Financial
system. In fact many countries of the world are trying to learn lessons
from our disciplined system of Banking.
Banks in India are
not only strong but are also growing fast. According to studies.
Banking sector is one of the fastest growing sectors in the country.
This growth has brought many opportunities.Tecnological innovation has
infact revolutionized banking sector.Bank now seek more
talent.Aggrassive expantion demand more and more personnels. Now IBPS
makes recruitment exam for both clerk and PO for 19 Nationalised
banks.SBI directly make recruitment for clerk and PO for SBI & 5
Associated Banks of SBI. All schedule banks like Federal Bank,Karnataka
Bank,CSB,SIB etc make separate recruitments
Indian Banking Scenario
Regulation of Banking system in India started with Banking Regulation Act, 1949. Banks in India used to be in private hands. In 1969, 14 big private banks were nationalised bringing them under the ownership of government. After 11 years, in 1980, six more banks were nationalised. Of these 20 banks, one New Bank of India got merged in Punjab National Bank. Now in all there are 27 public sector banks in the country consisting of 19 nationalised banks and 8 banks from State Bank group (State Bank of India and its associates).
In the last two decades Public Sector Banks in India have witnessed a transition from traditional banking to modern technology driven banking. Exposure to competition has made these banks re-engineer and re-structure their processes, systems and product line. After economic liberalization these banks have been given enough freedom to do so. However, for various matters these are required to follow guidelines issued by Ministry of Finance, Reserve Bank of India and Indian Banks Association.
Post nationalisation, the Banks were asked to open more branches in rural areas. Large number of people were recruited to man these newly opened branches. Expanded network gave a new identity to these banks and millions of new customers came to the fold of Banking. The business of Banking moved from class banking to mass banking.
Regulation of Banking system in India started with Banking Regulation Act, 1949. Banks in India used to be in private hands. In 1969, 14 big private banks were nationalised bringing them under the ownership of government. After 11 years, in 1980, six more banks were nationalised. Of these 20 banks, one New Bank of India got merged in Punjab National Bank. Now in all there are 27 public sector banks in the country consisting of 19 nationalised banks and 8 banks from State Bank group (State Bank of India and its associates).
In the last two decades Public Sector Banks in India have witnessed a transition from traditional banking to modern technology driven banking. Exposure to competition has made these banks re-engineer and re-structure their processes, systems and product line. After economic liberalization these banks have been given enough freedom to do so. However, for various matters these are required to follow guidelines issued by Ministry of Finance, Reserve Bank of India and Indian Banks Association.
Post nationalisation, the Banks were asked to open more branches in rural areas. Large number of people were recruited to man these newly opened branches. Expanded network gave a new identity to these banks and millions of new customers came to the fold of Banking. The business of Banking moved from class banking to mass banking.
Manpower requirements
Public sector banks in India employ more than 7 lakh people at present. Of these a large number of people will be retiring in next 5-6 years. To fill this gap and to take up the growing business the Banks are on a recruiting spree as can be seen in media and from vacancy announcements. Only this year about 40,000 vacancies have been created in public sector banks due to retirements, resignations and expansion of business.
Public sector banks in India employ more than 7 lakh people at present. Of these a large number of people will be retiring in next 5-6 years. To fill this gap and to take up the growing business the Banks are on a recruiting spree as can be seen in media and from vacancy announcements. Only this year about 40,000 vacancies have been created in public sector banks due to retirements, resignations and expansion of business.
Earlier recruitments
in public sector banks were made through Banking Service Recruitment
Boards. Each board was taking care of manpower requirements of 3-5 banks
in a certain geographical area. Now the boards have been abolished and
each public sector bank may announce it’s own recruitment process for
the number of people required from time to time. Thus more such
advertisements are seen these days. Another change is seen in lateral
hiring by these banks. Earlier officers were recruited only in Junior
Management Grade. Now public sector banks are offering direct
employment in middle and senior management cadres as well. Thus for both
freshers and
experienced people career opportunities are available in public sector
banks. To meet their manpower requirements these banks are presently
recruiting in large numbers both in clerical and officer cadre.
Clerical Positions
A clerk is mostly a front staff in a bank. Depending on the requirement
clerks are placed at different counters of the banks e.g. savings,
deposit, current deposit, term deposit, retail loans, cash credit,
agricultural loans, credit cards, government business, cash receipt or
payment etc. Maximum customer interface in banks occurs at these
counters managed by clerical staff.
Eligibility for Clerks
The minimum age for applying for the position of a clerk in nationalised
or private sector banks is 18 years. The maximum age limit is 28 years.
There is no uniformity with regard to educational qualification for
eligibility. This becomes clear from the recently advertised positions
of clerks in different banks. In one bank graduates with minimum 40%
marks are considered eligible while another banks is accepting
candidates with 60% marks in aggregate in 12th
standard. Those having an university degree (in any class) could also
apply. This bank has put another condition of having secured minimum 60%
marks in mathematics at SSC/10th standard. As most of the recruitments
in clerical cadre in public sector banks are made state-wise, the
candidate applying for the post in a particular State is expected to be
proficient in the language of the State. Proficiency means knowing to
read, write, speak and understand the language.
Examination pattern for clerks
Eligible candidates are asked to appear in a written examination. This written examination is objective in nature consisting of four papers viz
Eligible candidates are asked to appear in a written examination. This written examination is objective in nature consisting of four papers viz
1. Test of reasoning ability and numerical aptitude
2. Test of clerical aptitude
3. Test of English language
The structure of written examination may differ from bank to bank. To qualify in the written test the candidate should pass in each of the objective test separately with required minimum qualifying marks. It is also necessary that the candidate obtains a certain percentage of marks to be eligible for moving to next stage of selection.
From those who get
the qualifying marks as above, the bank calls a fixed number of people
to appear in the interview process. The number of people called for
interview is in a certain proportion of available vacancies. This
interview is a simple process in which question about candidates’
academic and cultural background, career goals etc. are asked. Effort is
also made to know about his aptitude for the job and customer
orientation etc. Most of the people applying for a clerks position in
the bank are fresh from college. They should be ready to answer
questions about their choice of subjects, streams etc. From people who
are employed or have work experience, questions may be asked about the
job or assignments they have been handling. In case of interview also
minimum qualifying marks are prescribed.
The final merit list is drawn by adding up marks obtained by the candidate in the written test and interview.
Career Prospects
Finally selected candidates can look forward to a fruitful career in the bank, they join. All public sector banks provide training to new employees for equipping them to take up their assignments. Induction training which happens immediately or soon after joining is the first training programme they attend. Subsequently they are offered training in various banking disciplines.
Finally selected candidates can look forward to a fruitful career in the bank, they join. All public sector banks provide training to new employees for equipping them to take up their assignments. Induction training which happens immediately or soon after joining is the first training programme they attend. Subsequently they are offered training in various banking disciplines.
Public sector banks are few organisation
which offer promotion from one cadre to another. Thus those who join as
clerks may be promoted as officers, as per banks norms. For bright
candidates, in some banks, this promotion from a clerk to officer is
possible in a period as short as one year.
Recruitment in Officers cadre
Vacancies in officers cadre in public sector banks are filled from within the organisation after promotion of clerks and also by direct recruitment. To meet the shortage of manpower in officers cadre, now a days the public sector banks are required to recruit large number of officers. Most of the vacancies for which recruitments are made are in Junior Management Graduate Scale I, which is the entry level position for joining a public sector bank as an officer. This entry level position is known as that of probationary officer or management trainee. Bank probationary officers can come from any discipline or field of study, although there is a misconception that only people from commerce or finance background are eligible. A finance or commerce background may help the candidate adjust to the banking environments faster than others but banks recruit talents from diverse backgrounds of science, literature etc.
Vacancies in officers cadre in public sector banks are filled from within the organisation after promotion of clerks and also by direct recruitment. To meet the shortage of manpower in officers cadre, now a days the public sector banks are required to recruit large number of officers. Most of the vacancies for which recruitments are made are in Junior Management Graduate Scale I, which is the entry level position for joining a public sector bank as an officer. This entry level position is known as that of probationary officer or management trainee. Bank probationary officers can come from any discipline or field of study, although there is a misconception that only people from commerce or finance background are eligible. A finance or commerce background may help the candidate adjust to the banking environments faster than others but banks recruit talents from diverse backgrounds of science, literature etc.
The minimum age to
apply for entry level officers position is 21 years while maximum age
may be 26 years or above as decided by individual banks. As regards
qualification, the candidate should at least be a graduate from a UGC recognised
university. In some banks only first class graduates are considered
eligible. For some other banks the minimum percentage of marks required
is 55 percent. Those with post graduate qualification may get some
relaxation in qualifying percentage of marks, in few cases. There have
also been instances of banks preferring to recruit people with post
graduate degree or diploma in management. Particular recruitment
advertisement should be carefully studied to know the eligibility
criteria.
The test for probationary officers consists of the following objective papers:
1. General Awareness
2. Data Interpretation and Logical reasoning
3. Verbal Reasoning
4. English
Some banks prefer
to include a descriptive paper also in the test process. In this paper
the candidate is required to write essay and attempt composition.
Minimum qualifying marks are prescribed for both objective and
subjective papers. Candidates are called for interview on the basis of
marks obtained in written examination.
Interview for
officers position is expected to be more comprehensive. Here along with
general questions, the interview panel may try to judge the candidates
understanding of nation's economy, issues before the economy etc. One
should always be ready to answer questions like ‘why you want to choose
banking as a career?’, ‘what are your expectation from the job’ etc.
Also questions relating to earlier job experiences may be asked. For
getting selected a candidate should do well both in written
examination and interview.
RECRUITMENT IN HIGHER SCALES
With some
experience one can expect to join a public sector bank in a higher
scale. Most of the vacancies in higher scales exist in Middle Management
Grade II or III. Of course the candidate should fulfill the eligibility
criteria as regards to age and qualification. The experience required
for higher scales keeps changing from bank to bank, it may be one year
or more. Professionally qualified people (with qualifications like MBA,
CA etc) stand better chance in this regard.
CAMPUS RECRUITMENT
Since last 3-4
years public sector banks have started recruiting from campuses. This
campus recruitment covers only a small part of their manpower needs but
it has opened a new window of opportunity to students wanting to make a
career in banks. From campuses banks are taking MBAs from different
disciplines, agriculture graduates, chartered accountants etc.
CAREER PROGRESSION
There is a well
defined career progression path in each public sector bank. Performance
and potential are key elements which determine this career progression.
Most senior officials in public sector banks started their career as
clerk or scale I officer only. In tune with the time banks have reviewed
their promotion policy and now for bright, hardworking and
knowledgeable employees it takes less time to move to higher scales. In
many banks a person who joined as an officer may reach to the position
of Genera Manager in 14 years. After that one can aspire for the
position of executive director or chairman of a bank. These are very
high positions, nomination to which is decided by the Government and not
by the individual banks.
Many public sector
banks have a network of foreign branches. Thus joining a public sector
bank gives you the opportunity of working abroad also. Transferability
in a bank job provides you the chance of seeing different parts of the
country.
TO CONCLUDE
Public sector
banks may not offer fancy financial packages which multinational and few
other companies offer. But the compensation in these banks with the
recent wage revision and including perquisites is quite good. And there
is an element of job security too. The housing and medical facilities
are also considered attractive.
The expansion mode
in which public sector banks in India are, is creating large number of
opportunities for young people to choose banking as their career.
CAREER PROGRESSION OF OFFICERS
Junior Management Grade – Scale I: Officer
Middle Management Grade – Scale II: Manager
Middle Management Grade – Scale III: Senior Manager
Senior Management Grade – Scale IV: Chief Manager
Senior Management Grade Scale V: Assistant General Manager
Top Management Grade Scale VI: Deputy General Manager
Top Management Grade Scale VII: General Manager
PUBLIC SECTOR BANKS IN INDIA
Punjab National Bank
Bank of Baroda
Bank of India
Canara Bank
Allahabad Bank
Andhra Bank
Bank of Maharashtra
Central Bank of India
Corporation Bank
Dena Bank
Indian Bank
Indian Overseas Bank
Oriental Bank of Commerce
Punjab and Sind Bank
Syndicate Bank
UCO Bank
United Bank of India
Union Bank of India
Vijaya Bank
State Bank of India
State Bank of Indore
State Bank of Hyderabad
State Bank of Patiala
State Bank of Mysore
State Bank of Saurashtra
State Bank of Bikaner and Jaipur
State Bank of Travancore
Bank PO & Bank Clerk
Interview is the final hurdle in the selection for Bank Jobs. Though interview process varies from bank to bank, there is a generally accepted format and procedure for interviews for both Bank PO and Bank Clerk.
The aim and Purpose of Bank Interview
Generally those who qualify the written examination are called for the interview. By the time the candidate comes for interview, the Board clearly knows that the candidate possess not only the right qualification but also the right level of knowledge. The fact that he has cleared the written examination shows that he possesses the satisfactory level of knowledge in Quantitative Aptitude, Test of Reasoning, General English, Computer and other subjects that figures in the written examination. So the purpose of interview is not to test the knowledge of candidate in the subject included in the written examination.
Then What?
A job demands certain qualities, abilities, talents, resources, for its effective fulfillment. Moreover, each organization has its own aspirations and vision and the organizations aims to fulfill its aspirations and vision through the team of employees they possess.So the purpose of interview is to check the general level of skill of the candidate, his capability and willingness to perform various tasks assigned to him, his aptitude for the job, personality traits he posses, his level of ambition and his capacity to contribute to the fulfillment of the aspirations and vision of the organization. In short, the aim of the interview is to assess whether the candidate is employable, and whether he deserves the job. Interview is the process by which an organization selects the most suitable candidate to run their establishment. It is also a process by which they reject those candidates who does not meet their expectations
Interview is the final hurdle in the selection for Bank Jobs. Though interview process varies from bank to bank, there is a generally accepted format and procedure for interviews for both Bank PO and Bank Clerk.
The aim and Purpose of Bank Interview
Generally those who qualify the written examination are called for the interview. By the time the candidate comes for interview, the Board clearly knows that the candidate possess not only the right qualification but also the right level of knowledge. The fact that he has cleared the written examination shows that he possesses the satisfactory level of knowledge in Quantitative Aptitude, Test of Reasoning, General English, Computer and other subjects that figures in the written examination. So the purpose of interview is not to test the knowledge of candidate in the subject included in the written examination.
Then What?
A job demands certain qualities, abilities, talents, resources, for its effective fulfillment. Moreover, each organization has its own aspirations and vision and the organizations aims to fulfill its aspirations and vision through the team of employees they possess.So the purpose of interview is to check the general level of skill of the candidate, his capability and willingness to perform various tasks assigned to him, his aptitude for the job, personality traits he posses, his level of ambition and his capacity to contribute to the fulfillment of the aspirations and vision of the organization. In short, the aim of the interview is to assess whether the candidate is employable, and whether he deserves the job. Interview is the process by which an organization selects the most suitable candidate to run their establishment. It is also a process by which they reject those candidates who does not meet their expectations
RIGHT ATTITUDE & APPROACH FOR SUCCESS
Banking is
thebacinterviewkbone of the economy. It is banking which fuels the
economy for further growth and development. All the banksin India are on
the path of aggressive growth and development. All want to grow and
expand geographically and vertically. They aim better customer
satisfaction, better sales figures and better result and profit. No
rival must supersede them. All these are possible only if the bank
possess the right team. Nothing happens automatically. Every achievement
is the result of planning and hard work. So only if the right type of
employee joins the team can they be productive. No organization can
sustain and grow with worthless and inefficient weaklings. That is why
banks, as organizations, accord high priority for right recruitment and
interview is the first and the final encounter directly with the
candidate to assess their employability. If you can master the methods,
approach and procedure involved in the interview and understand the
right and wrong approaches in the interview, you can crack the
challenge.
Think before you leap
Getting a job means building a career. Once you enter into banking world as probationary officer, you slowly identify yourself with the job, get absorbed into the system and slowly climb the ladder of banking into the post of Manager, GM, DGM, so on and so forth into a powerful career and life.
So before going for the process of interview, please consider the question whether you seriously want the job; whether it is PO or Clerk. If your answer is NO, first quit the process and follow your real ambitions in life. But if your answer is strong affirmative one – “Yes, I must get this job. It is my ambition. I have a powerful and strong urge for the job.” Don’t think twice. Open your eyes, focus fully on the job, and consciously change all factors favorably for you to succeed the interview.
Getting a job means building a career. Once you enter into banking world as probationary officer, you slowly identify yourself with the job, get absorbed into the system and slowly climb the ladder of banking into the post of Manager, GM, DGM, so on and so forth into a powerful career and life.
So before going for the process of interview, please consider the question whether you seriously want the job; whether it is PO or Clerk. If your answer is NO, first quit the process and follow your real ambitions in life. But if your answer is strong affirmative one – “Yes, I must get this job. It is my ambition. I have a powerful and strong urge for the job.” Don’t think twice. Open your eyes, focus fully on the job, and consciously change all factors favorably for you to succeed the interview.
You are an invited guest
Your call letter for the interview is actually an invitation for success. You get into the interview chamberas aninvited guest. Don‘t think you are an outsider trespassing into their way, but an invited guest seeking a rightful place you deserve out of your qualification, merit and capability. When you get into the room, you can see thatall the board members are eagerly waiting for you. What they want to convey is that they are really interested in you, and they want to engage with you a friendly session of questions so that both can understand each other in a better manner and they can make a judgment based on the feedback they receive out of the encounter. If you are a candidate with serious intention of winning the job and if you have done adequate home work about the interview, you can definitely make the encounter the most memorable sweet encounter in your life which provides you with a wonderful career in yourlife.
Your call letter for the interview is actually an invitation for success. You get into the interview chamberas aninvited guest. Don‘t think you are an outsider trespassing into their way, but an invited guest seeking a rightful place you deserve out of your qualification, merit and capability. When you get into the room, you can see thatall the board members are eagerly waiting for you. What they want to convey is that they are really interested in you, and they want to engage with you a friendly session of questions so that both can understand each other in a better manner and they can make a judgment based on the feedback they receive out of the encounter. If you are a candidate with serious intention of winning the job and if you have done adequate home work about the interview, you can definitely make the encounter the most memorable sweet encounter in your life which provides you with a wonderful career in yourlife.
Interview: a Talk Show
Simply speakbody languageing, interview is a session of questions and answers. The general duration is 15 minutes. Itcan be 10 to 20 minutes, depending on the situation. The candidate generally faces 10 to 15 questions. Since the Board Members areexperienced
persons with insight and vision, they can assess the candidate with any
type of questions. Some board members only seek personal details from
the candidates and that is what they only need to make an assessment
about. They know that the candidate is rightly qualified. Moreover, they
have won the written examination and already proved their knowledge
power. What is left is only to check whether the candidate is
employable, so the Board members, one after the other, go through a
series of questions. The responses of the candidates are carefully
evaluated by each member and after the matter of 10 to 20 minutes, they
pronounce the judgment on the candidate.
Whatever be the
question, your answers must be right, complete, and effective. Avoid
monosyllabic answers, broken sentences, half answers, and incomplete
responses. A good answer is self explanatory. It explains everything.
The listener will not have any doubt.
For example
Member : What is your qualification?
Candidate 1 : Sir, I am a graduate.
Comment : Answer incomplete. The member doesn’t understand the subject of the candidate.
Candidate 2: Sir, I am BTech graduate.
Comment : Still the subject is unclear.
Candidate 3 : Sir, I am a BTech graduate in Civil Engineering.
Comment : Self explanatory answers.
Candidate 4 : Sir, I have completed BSc Physics.
Comment : Answers is vague. It means the candidate has finished the course and its does not mention.
whether he has passed it or not. If the candidate has already passed the exam, he must say
“I am a graduate in Physics”.
Candidate 1 : Sir, I am a graduate.
Comment : Answer incomplete. The member doesn’t understand the subject of the candidate.
Candidate 2: Sir, I am BTech graduate.
Comment : Still the subject is unclear.
Candidate 3 : Sir, I am a BTech graduate in Civil Engineering.
Comment : Self explanatory answers.
Candidate 4 : Sir, I have completed BSc Physics.
Comment : Answers is vague. It means the candidate has finished the course and its does not mention.
whether he has passed it or not. If the candidate has already passed the exam, he must say
“I am a graduate in Physics”.
You should
understand that interview is a kind of demand and supply situation. The
Board members ask a question with the precise intention of getting
expected answers. If you are an intelligent candidate, you will provide
what they expect. So
if you want the job, don’t give your answer to the question, but his
answers to the question! Because he may not be happy with your version
of the answer. But he will certainly be happy with his version of the
answer. So always provide what they anticipate and expect.
Your answer must
be not only satisfactory but also influential. It must not only satisfy
their curiosity but also influence them to make a decision in favor of
you. So stuff your answer with elements which positively influence them
to select you for the post. So in your answers, wherever possible,
convey and imply the message that you are very serious about getting the
job; you are the right person they are looking for, you have
consciously and carefully nurtured yourself for the last 20 to 25 years
with the intention of making yourself a successful person in life and
your career rest with a bank.
A Perfect Promoter
If you have any legal issue in a court, you hire an advocate. He represents you in the court. HeargBank Interviewues
for you and present things in your point of view to make you win. In
the interview, you cannot hire the service of another person. Nobody can
go for you. You yourself have to go. So actually your role in an
interview is to argue for yourself and promote you to success. So don’t
think that interview is a dull session of questions and answers. It is a
serious opportunity given to you to prove your merit, exhibit your
talent and resources, and argue your capabilities and make the board
convinced of your suitability and eligibility for the job. So your
answer must be studied, and the responses stuffed withpromotional
and influential element. The intention and purpose of your presentation
is to evoke and influence them to select you for the job
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